Commercial Finance Solutions, LLC
Church Financing Division

 Looking up the Mt. of Olives, Garden of Gethsemane, across from the Temple Mount-Sept 2007

 

Contact Us

Commercial Finance Solutions, LLC
5805 State Bridge Rd
Suite G-283
Duluth, GA 30097

Office: 678-749-7448
Toll Free: (877)-600-1703
           
Fax: 678-303-9389

Skype: commercial_finance_solutions
Email: Click Here

 Loan programs

Permanent, purchase or refinance

Parsonage

Construction

Click here to view the Lending Process

Click here to view a PowerPoint slide show on our lending program

Budget Builder an Excel spread sheet offering a complete budget solution.

Click to download an Application;

 

CFS is accredited by the Better Business Bureau. Click the logo to be directed to the BBB reliability report

If you would like to personally discuss your church loan scenario please fill out this Contact Request.

telephone (678) 749-7448

or
toll-free (877) 600-1703

Church Financing

WE ARE STILL LENDING!

UNLIKE MANY BANKS, WHICH HAVE SHUT DOWN THEIR LENDING PROGRAMS, WE ARE STILL VERY ACTIVE AND MAKING LOANS! WE LEND IN ALL 50 STATES!

We're different than other lenders.

CFS is blessed to assist churches in spreading the Gospel of Jesus Christ by providing  financing to His churches.

With over 4,000 churches funded, over $2 billion dollars loaned, our team is equipped to partner with you. We operate under the guidance of the Holy Spirit in everything we do.

We are distinctive from a secular lender in that interest paid is not lost to the world, but invested in Kingdom purposes providing income to charitable trust funds, world missions and thousands of other ministries! (Parable of the talents, Matthew 25:14-30). 

Our loan is non-recourse. That means neither the pastor, nor a trustee group, is liable for the mortgage. It doesn't show up on anyone's credit report

We offer financing for: (click underlined area to view)

Loan features include:

  • Up to 30 year amortization and up to 20 year term (20 year term means you don't need to refinance every 5 years!); 
  • closing costs, including amounts for appraisal, survey, title, attorney, origination are usually rolled into the loan amount allowing a church to close a loan with no money expended out of pocket (other then the nominal application fee)
  • Loan amounts from $100,000 and up;
  • capital campaign management. (A capital campaign is NOT a fundraiser. It is a program designed to encourage stewardship on the part of the congregation to take ownership in the facility). If we conduct the capital campaign, funds may be advanced at the outset in anticipation of the amount raised! 

Guidelines for qualifying:

  • a rule of thumb for the maximum loan amount for which you may qualify is 3 times your annual tithes, offerings, and non-specified contributions
  • loans are presently being underwritten at a maximum 75% loan to value. 

    To apply for a loan, download the application below. To get further information, refer to the column to the left, or contact us using one of the methods below.

    Resources (click to download):

  • *loans are available only to churches within the United States

    If you would like to personally discuss your church loan scenario please fill out this Contact Request.

    Brokers: Please visit our broker's site here


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