• Purchase, Refinance, Equity loans and lines of credit from $50,000 to $500,000 * if your loan amount exceeds this amount, click here
• If your FICO average is less than 700, you do not qualify for this program. Click here if you are seeking a loan for multi-family and you have low FICO's, or here if you have low FICO's and are seeking a commercial mortgage. 
• No appraisal fee
• No title fees on equity and refinance transactions
• No reserve requirements
• All Legal Entities; Individuals, Sole Proprietors, LLC’s, Corporations and Trusts
• Wide variety of eligible property types
• Owner-occupied or investor property
• Commercial real estate property value up to $3 million
• Commercial equity line of credit (CELOC) and line/loan combo. There is a rate floor of 5% on our lines of credit.

• $500,000 Line of Credit, 5%, 720 FICO, (prime+1.0  floor of 5%)
• $255,000 Line of Credit, 5% 760 FICO, (prime+0, floor of 5%)
• $450,000 variable rate loan, 6%, 30/5 or 25/10, 720 FICO 6% interest rate
• $450,000, fixed, 9.12%, 30/5, 760 FICO

FEES

• 1.0 point origination
• 1.5 points funding fee
• $375 Legal
• Appraisal $0
• Title insurance $0
• Underwriting $0
• Credit Report $0
• Doc prep $0

 Telephone (678) 749-7448