Commercial Mortgage Rates: Commercial Finance Solutions, LLC

Below are “representative” rates, terms, and criteria for commercial mortgages. The terms of the loan are determined by the underwriting process.

How to use this chart: If the 10 yr Treasury is 4.75 and your spread is 2.25, the interest rate would be 7%

Property Type	Multi Family	Office	Industrial	Care Facilities	Hotel / Motel	Storage/ Ware- house	Anchored	Unanchored	Other	Owner Occupied
Rate	Fixed						Fixed		Fixed Or Adjustable	Fixed Or Adjustable
Spread Range	155 - 240	215 - 250	210 - 265	215 - 350	295 - 350	245 - 295	235 - 295	245 - 295	275 - 450	175 - 450
Index	10-Yr. US Treasury Bond								10-Yr.US Treasury or Prime	10-Yr.US Treasury or Prime
Term (years)	5, 7, 10, 15, 20, 25, 30, 40	5, 7, 10, 15	5, 10	10, 30, 40	10	10, 15	10, 15	10, 15	7, 10, 15	10, 30
Amortization	Up to 40 years	Up to 25 years	Up to 27.5 years	Up to 40 years	Up to 20 years	Up to 25 years	Up to 25 years	Up to 25 years	Up to 25 years	Up to 30 years
Min. Debt Service Coverage	1.1	1.25	1.25	1.1	1.50	1.30	1.25	1.25	1.35	1.05
Loan-to-Value	Up to 90%	Up to 80%	Up to 80%	Up to 90%	Up to 65%	Up to 80%	Up to 80%	Up to 80%	Up to 75%	Up to 90%
Recourse	None, except standard carve-outs	None, except standard carve-outs	None, except standard carve-outs	None, except standard carve-outs	None, except standard carve-outs	None, except standard carve-outs	None, except standard carve-outs	None, except standard carve-outs	Depen- ding on the underlying dynamics	Personal guaran- tees might be required

Quoted interest rates + spreads are subject to change. All terms and conditions are indicative only.